When organising an event, there are a number of factors to consider in relation to insurance, damage to property and health and safety issues.
The purpose of an indemnity is to require the person giving the indemnity to meet any claims made against the person who holds the indemnity.
If an event is to take place in an area which is usually open to the public, and which has private property nearby, Whangarei District Council needs to ensure that no injury occurs to members of the public and that no damage occurs to other people's property.
Public Liability Insurance
Public liability insurance is an insurance policy held by an organiser of an activity. It provides the organiser with some protection if a third party brings an action against the organiser or when there is a risk of damage. Without such a policy the organiser would be personally liable.
Public liability insurance will also be important when the organiser has indemnified Whangarei District Council, and a third party makes a claim against Whangarei District Council. For further information, contact an Insurance Broker (see 'Insurance Brokers' in the Yellow Pages).
If you are holding your event at a Whangarei District Council venue, you may be required to pay a bond to cover potential costs of repairing any damage and undertaking any clean up work (if the area as not left in the way it was found).
The bond amount will depend on the area you are using and the scale of activities you are undertaking. You will be required to pay the bond prior to the event (at least two weeks) so be sure to include it in your event budget.